Overview
Role Overview: A Senior Financial Analyst in the Technical Accounting & Modeling department is responsible for performing comprehensive credit loss analytics, allowance estimation, and developing financial forecast models for US and Canadian consumer portfolios, adhering to USGAAP and IFRS standards under SOX controls. The role includes automating workflows, supporting data and analytics projects, preparing audit-ready data packages, and communicating insights to management and cross-functional teams.
Key Responsibilities:
- Process and validate credit loss forecast models, generate reserve reports, and record journal entries.
- Analyze originations, delinquencies, charge-offs, and default probabilities.
- Develop econometric models and automate workflows.
- Prepare disclosures for SEC/10K reporting and provide reserve forecasts to planning teams.
- Perform financial analytics on balance sheets and income statements, supporting audit processes.
Qualifications & Skills:
- Bachelor’s degree in finance, accounting, economics, or related field; certifications like CFA, CPA, or MBA preferred.
- 5+ years of experience in credit loss forecasting, data analytics, and financial modeling.
- Proficiency in Excel, ERP systems (SAP, Oracle), and programming languages (Python, R, SAS).
- Strong analytical, communication, and presentation skills, with the ability to design financial models and interpret data effectively.
Work Environment: Hybrid work style with in-office and remote days at Torrance location, minimal travel required.